About CRADY
CRADY is a website for tracking dividend schedules, prices, estimated next dividends, and risk for high-dividend covered-call ETFs from YieldMax, Roundhill, Defiance, and others — and the official home for the CRADY mobile app.
Why CRADY
Annualized distribution yield is calculated from the trailing 90-day run-rate of actually paid dividends — not an issuer's projected yield.
Compares ETFs on a score that factors in volatility and dividend stability, not just yield alone.
See the predicted next dividend amount, payment date, and confidence score, based on past payment patterns.
Web vs. App
Look things up on the web, manage them in the app — CRADY web lets anyone check ETF data quickly with no login required; personalized management features live in the app.
| Feature | Web | App |
|---|---|---|
| ETF Data Lookup | Yes | Yes |
| Dividend Calendar | Yes | Yes |
| Watchlist & Alerts | — | Yes |
| Portfolio Tracking | — | Yes |
| AI ETF Finder | — | Yes |
| Personal Reports | — | Yes |
Get the CRADY App
Watchlists, dividend alerts, and portfolio tracking — free in the CRADY app.
Data & Prediction Methodology
Every number on CRADY is computed automatically by rule-based logic below — never hand-written or guessed. Here's exactly how each figure is derived.
We sum the actual dividends paid over the trailing 90 days, divide by 90 for a daily average, multiply by 365, and divide by the current price — a "run-rate" from real payments. This is not an issuer's projected yield, so the figure moves as actual payments change.
Computed one of two ways. ① When the issuer has officially published its next payment schedule, we use that date combined with a weighted average of recent actual payments. ② When no official schedule exists, we estimate the next date from the statistical pattern (interval and median) of past payments. Either way, a prediction is only shown when there's enough underlying data — every prediction is labeled with a confidence score and its calculation method.
Combines recent price volatility (30-day/90-day), maximum drawdown, and how consistent the per-payment dividend amount has been (dividend stability score). A high yield alone doesn't raise the CRADY score — high volatility or irregular dividends lower it by design. It's a backward-looking metric and doesn't guarantee future performance.
An explicit 100-point allocation across 8 components, computed only in the Portfolio Analyzer once you've added real holdings — never a single "total return decides everything" number. Total Return (20 pts), Drawdown Control (15), Income Strength (10), Income Stability (15), Diversification (15), Provider Concentration (10), Underlying-Asset Concentration (5), and Data Quality (10). Each component is scored from your portfolio's own real numbers on a fixed scale (e.g. Drawdown Control maps 0% drawdown to full points and a 60%+ drawdown to zero). A component your portfolio doesn't have enough data for is excluded from the total — not silently scored as zero — and the overall score is rescaled to whatever components were actually computable.
Prices, dividend payment history, and payment schedules are collected from each ETF issuer's public disclosures and public market data.
Prices, dividend history, predictions, and CRADY scores for every ETF refresh automatically once a day through an automated pipeline — no manual editing of any individual figure. The "Updated" timestamp on each ETF page is the real time that data was last calculated.
Disclaimer
Every figure CRADY provides (annualized distribution yield, CRADY score, next dividend prediction, and others) is a statistical estimate based on historical data, not investment advice or financial guidance. In particular, dividend predictions are estimates, not confirmed facts — actual payment dates and amounts can differ from an issuer's official announcement. You are solely responsible for your own investment decisions and their outcomes. See our Privacy Policy and Terms of Service for details on data handling and service use.